GCERT puts questions on a variety of topics each week under the heading One Step Forward.
Hello all friends. GCERT puts questions on a variety of topics each week under the heading One Step Forward. Questions up to the 57th week are in the link below. Which you are requested to convey to all primary and secondary school teachers in your district.
Director – GCERT, Gandhinagar
Dear teacher friends,
You are constantly striving to integrate classroom learning into everyday life and increase curiosity in students. We are presenting to you the questions that develop Higher Order Thinking Skills (HOTS) every week to strengthen your efforts. It is hoped that through these questions you will increase students’ logical, analytical, scientific and mathematical thinking. The process of discussing these questions and finding solutions to them will help the students to find solutions to the problems, so you are requested to go through this process and only then discuss the solutions.
Dropout of children from schools, their absenteeism, performance of government schools and its teachers have a sledgehammer impact on primary education in various states, including Gujarat that is not known to have an impressive track record. But, things seem to be changing in Gujarat. Conceived in December 2012, the state government has from the June 2014 academic year put into practice a child education tracking system by assigning a digitised Unique Identification code number to all the whopping 87 lakh students between standard 1 and standard 8.
The delineation between system software such as and application software is not exact, however, and is occasionally the object of controversy. For example, one of the key questions in the trial was whether Microsoft’s was part of its operating system or a separable piece of application software.As another example, the is, in part, due to disagreement about the relationship between the and the operating systems built over this . In some types of , the application software and the operating system software maybe indistinguishable to the user, as in the case of software used to control a player.
Once you have your SSA, you’re ready to tackle another common obstacle for newcomers: establishing credit.
It’s wise to obtain your credit history from your bank or credit agency before you leave your home country. Unfortunately, the credit you’ve built in your home country may not transfer to the U.S., and you’ll likely need to build credit from scratch once you arrive. Luckily, it doesn’t take long—the main type of credit score used in the U.S. is a FICO score, and you can get one after you’ve had an account open and active for six months.
Your credit score is a rating of how trustworthy you are to potential lenders. It’s determined by your credit history at one of the three major U.S. credit bureaus: TransUnion, Equifax, and Experian. Each maintains a record of your present and past accounts, how much you owe on each, and your track record of paying on time.
Credit scores range from 300 (the lowest) to 850 (the highest). A higher score means you’re a lower-risk borrower with a history of responsible credit use. People with higher credit scores are more likely to be approved for loans and receive lower interest rates. That means that an excellent score can save you real money over the life of a loan. Employers in some states may also use your credit report as part of employment decisions—although 16 cities and states, including California, New York City, and Chicago, have laws strictly limiting the collection and use of this information.
So, how can a newcomer build credit? Start small and aim for just one line of credit; your best bet is to apply for a secured credit card at your local bank or credit union. Since these cards are backed by funds in your bank account, they’re easy to get with little credit history.
You can also leverage an existing bank relationship: If you have an international credit card, call and see if they’ll convert it into a US credit card. Another option is to take out a small loan at your local bank. You’ll likely pay a high interest rate, but timely payments will build your credit history quickly.
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